Clovis CA New Development

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If you’ve been looking for a place where happiness and home go hand in hand, and your family’s future is filled with endless possibilities, look no further—Pasaro at Loma Vista is just that place. Situated in the heart of Clovis, located within the award-winning Clovis Unified School District, this stunning community of new single-family homes features five dynamic floor plan designs on spacious homesites. Enjoy the friendly neighborhood feel here at Pasaro and all of the surrounding amenities this community has to offer. Whether you wish to spend the afternoon exploring in Yosemite, picnicking at the community park with family or enjoying all of the dining and entertainment venues that Clovis has to offer, it’s all here waiting for you at Pasaro at Loma Vista.

via Pasaro | Benchmark Communities.

Shapell Homes | Gale Ranch

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You probably have already heard about the amenities-rich Gale Ranch master-planned community in San Ramon. That’s because it has become one of the East Bay’s most prominent, desirable places to live well. Just feast your eyes on the pristine Johnny Miller-designed Bridges golf course. Indeed, this is a community for all to embrace – parks, trails, open spaces, new schools, a shopping center with a major market, a commuter corridor, and unbelievable residential opportunities. What are you waiting for?

via Shapell Homes | Gale Ranch.

Arbor Village – Homes in San Jose, CA – Shapell Homes

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Arbor Village

at Evergreen

Located in San Jose, CA

2 to 3 beds | 2 to 3.5 baths

1,286 to 2,387 sq. ft.

From the high $600,000’s

Discover a place where nothing stands between you and infinite possibilities. Set amid the natural beauty of Evergreen Village Square, Arbor Village in San José captures the imagination, defining a life where every moment is framed by opportunity. A vibrant retreat, this stunning collection of 35 new townhomes captivates the senses with unique diversity, modern architecture and relaxed comfort in a setting as inspiring as the hills that surround it. Arbor Village’s four distinctive floor plans present quality features sought-after amenities and a charming community atmosphere as well as a location near shopping, dining, recreation and cultural centers, paving the way for an experience like no other. With a beautiful backdrop, unrivaled convenience and exquisite new homes, Arbor Village reveals a lifestyle that’s far from ordinary.

via Arbor Village – Homes in San Jose, CA – Shapell Homes.

Arrivare | New Homes in Dublin, CA

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4 Homes Remaining

new homes in morgan hill ca

Arrivare at Sorrento delivers a taste of Italy in the Dublin countryside. Dramatic architecture, open, liveable floor plans and a keen sense of bringing the outdoors inside in single family living is just part of the Arrivare story. Highly rated schools, future amenities like a clubhouse, fitness center and pool (estimated Spring 2012 opening). The new homes at Arrivare are but a short hop to BART, the I-580/680 junction, the Stoneridge Mall and a new Target and Lowes are just some of the handy features of living at Arrivare in Sorrento.

With six Built for Better Living floor plans from which to choose, your new home in Dublin awaits your selection so you may proudly proclaim that you have arrived.

Now your new home may include*

Stainless Steel Appliances

Granite Slab Kitchen Countertops

Full Back Tumble Stone Backsplash

Stainless Steel Kitchen Faucet – Moen Integra

Stainless Steel Undermount Kitchen Sink – Sterling McAllister

E-Stone counter tops in all Bathrooms

via Arrivare | New Homes in Dublin, CA.

Buying and Selling has never been easier with the Dominguez Team Advantage!

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What is the Dominguez Team Advantage (DTA)? It is our PROMISE to provide you with excellent services, giving you maximum value and convenience when buying or selling a home.

 

1. Secure E-ink signature technology: Sign most of your disclosures at the comfort of your own computer. Works great for busy or out-of-area sellers and buyers.
2. Professional Photography and Touch up: We touch up photos professionally to get more buyers interested.
3. Staging Consultation: Adding furnishings to your house from a professional company will really make your house shine. We recommend staging when the house is in good condition.
4. Moving Costs: We partner with moving companies to bring down your cost to move.
5. Charity: We give back to our local community through a series of volunteer work, teaching, and donations to our local universities, such as San Jose State University and Santa Clara University
6. Re/Max Brand: Present in 89 countries, 52 million website views in total, and 89,008 agents worldwide gives you big brand advantage
7. Competitive Inspection Reports: Did you that inspections typically cost $600? After partnering with local termite companies, we are able to get this cost down almost by half. This is money saved towards your new appliances!
8. 3x Pairs of Eyes Rule: We leave no stone unturned. Our office paperwork is audited by a skilled Realtor,  the full time administrative staff we hire, and the office manager, minimizing the liability of future lawsuits
9. Frequent Updates: We make sure you hear from us at least weekly about the progress of the sale of your house. If you’re a buyer, we get daily notifications on your search area and then immediately inform you of new listings. We understand that our updates are time-sensitive and we want you to remain in the loop.
10. Timelines: We know how important it is for you to make your next move. That is why the moment we know when things are going to happen, we map everything out for you conveniently in a timeline.
11. Fully staffed office: We hired full-time administrative staff to help gather your documents and faxes as they come in. Did you catch us when we are closed? Not to worry, our blue drop box outside is ready to take your documents if you are planning a late night drop off.
12. Neighborhood Open House and Outreach: We hold your home open frequently until it is sold. We also specialize in informing your neighbors the home will be for sale, as neighbors often know buyers who will be interested.
13. Property websites and advertising: Your home is aggressively advertised on our company and broker website along with dozens of other online sites, giving you maximum exposure for your listings. Your home is also advertised in trade publications, giving lower tech buyers a chance to make their best offer.
14. We are Nearby: We often work with clients less than 2 miles away from our office, giving you the reassurance that we are very close by to help you. Don’t know how far you are from our office? Well, map it! 4056 Decoto Rd Fremont CA  94555
15. Property Notifications: Once we determine what you are looking for, in addition to visiting and handpicking your listings out of hundred of listings, we setup property notifications so that we get notified the minute a new listing comes out in the market. We make sure you have the market edge and that nobody is left behind or that no deal is left unnoticed!

BELINA C. DOMINGUEZ, CA BRE #00995762
DEAN PAUL DOMINGUEZ, CA BRE #01778824
Realtor® Certified Distressed Property Expert® GRI
Re/Max Active Realty
4056 Decoto Road
Fremont, CA 94555

Reasons for Title Insurance

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  • Title Insurance will protect you against a loss on your home or land due to a title defect.
  • A deed or mortgage in the chain of title may be a forgery.
  • Claims constantly arise due to marital status and validity of divorces.
  • A deed or mortgage may have been made by an incompetent or under aged person.
  • A deed or mortgage made under an expired power of attorney may be void.
  • A deed or mortgage may have been made by a person with the same name as the owner.
  • A child born after the execution of a will may have interest in the property.
  • Title transferred by an heir may be subject to a federal estate tax lien.
  • An heir or other person presumed dead may appear and recover the property or an interest.
  • A judgment regarding the title may be voidable because of some defect in the proceeding.
  • By insuring the title, you can eliminate delays when passing your title on to someone else.
  • Title Insurance reimburses you for the amount of your covered loss.
  • Title Insurance helps speed negotiations when you’re ready to sell or obtain a loan.
  • A deed or mortgage may be voidable if signed while the grantor was in bankruptcy.
  • Claims have risen dramatically over the last 30 years.
  • There may be a defect in the recording of a document upon which your title is dependent.
  • Title Insurance covers attorney fees and court costs.
  • Many lawyers protect their clients as well as themselves by procuring title insurance.
  • A deed or mortgage may have been procured by fraud or duress.
  • A title policy is paid in full by the first premium for as long as you own the property.

Common Title Obstacles

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The following items require added clearance and processing time for escrow and title. Avoid delays by providing as much information as you can as soon as possible.

Bankruptcies

Probates

Foreclosures

Establishing Fact of Death-Joint Tenancy

Use of, Proper Execution of Power of Attorney

Family Trust

Business Trust

Recent Construction

Physical Inspection Findings-Encroachments, Off-Record Easements

Clearing Liens, Judgments

Clearing Child/Spousal Support Liens

Proper Execution of Documents

Proper Jurats, Notary Seals

Transfers/Loans Involving Corporations/Partnerships

Last Minute Changes in Buyers

Last Minute Changes in Coverage

What is a Statement of Information?

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What’s in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, “Quite a bit”. Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of real property from others with similar names.  After identifying the true buyers and sellers, title companies may disregard the judgments, liens or other matters on the public records under similar names.  To help you better understand this sensitive subject, the California Land Title Association has answered some of the questions most commonly asked about Statements of Information.

What is a Statement of Information? 

A Statement of Information is a form routinely requested from the buyer, seller and borrower in a transaction where title insurance is sought. The completed form provides the title company with information needed to adequately examine documents so as to disregard matters which do not affect the property to be insured, matters which actually apply to some other person.

What does a Statement of Information Do? 

Everyday documents affecting real property-liens, court decrees, bankruptcies, etc.–are recorded.

Whenever a title company uncovers a recorded document in which the name is the same or similar to that of the buyer, seller of borrower in a title transaction, the title company must ask, “Does this document affect the parties we are insuring?” Because, if it does, it affects title to the property and would, therefore be listed as an exception from coverage under the title policy.

A properly completed Statement of Information will allow the title company to differentiate between parties with the same or similar names when searching documents recorded by name.  This protects all parties involved and allows the title company to competently carry out its duties without unnecessary delay.

What types of information are requested in a Statement of Information? 

The information requested is personal in nature, but not unnecessarily so.  The information requested is essential to avoid delays in closing the transaction.

You will be asked to provide full name, social security number, year of birth, birthplace, and information on citizen-ship.  If you are married, you will be asked the date and place of your marriage. Residence and employment information will be requested, as will information regarding previous marriages if you  are divorced.

Will the information I supply be kept confidential? The information you supply is completely confidential and only for the title company to use in completing the search of records necessary before a policy of title insurance can be issued.

What happens if a buyer, seller, or borrower fails to provide the requested Statement of Information?

At best, failure to provide the requested Statement of Information will hinder the search and examination capabilities of the title company, causing the delay in the production of your title policy.

At worst, failure to provide the information requested could prohibit the close of your escrow.  Without a Statement of Information, it would be necessary for the title company to list as exceptions from coverage judgments, liens or other matters which may affect the property to be insured. Such exceptions would be unacceptable to most lenders, whose interest must also be insured.

In Conclusion

Title companies make every attempt in issuing a policy of title insurance to identify known risks affecting your property and to efficiently and correctly transfer title so as to protect your interests as a homebuyer.  By properly completing a Statement of Information, you allow the title company to provide the service you need with the assurance of confidentiality.

Originally published by the California Land Title Association.