HOEPA Amendment effective Jan 10 2014 Posted on January 17, 2014 by Realtor Broker Dean Paul Looks like changes have been made to HOEPA. Please read the original link and then contact us with questions. via High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X) > Consumer Financial Protection Bureau. Tweet Related posts: 2014 Predictions for the Real Estate Market in Fremont, CA 94555 Value of Hiring a 3rd Party Escrow Company Why do you need Title Insurance? Requirements for Insuring Trusts